I’ve been asked to review the HSBC Credit cards for couple of years now but i had always postponed it as i thought HSBC would go out of business. But you’ve got the knowledgeable WalletHub community on your side. To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship. THE WORST EXPERIENCE. I put a dispute in for scam jewelry which was not real and they disputed it and took off but put back on and closed my card. I operate a number of other utilities and cards and all a near perfect. To help close the knowledge gap, we asked a panel of experts to answer the following questions. Redeem Points for Travel, Cash Rewards, Merchandise or Gift Cards. Earn 3 Points per $1 spent on new travel purchases; 2 Points per $1 spent on dining; 1 Point on all other net purchases. Other Benefits of HSBC Cashback Credit Card. Once you've had the card for a while and shown HSBC that you're reliable, you may wish to apply for a credit limit increase. Unsubscribe easily. After that, $0 annual fee for customers who have a qualifying U.S. HSBC Advance or Premier checking account relationship and $45 for customers who no longer have a qualifying U.S. HSBC Advance or Premier checking account relationship. It will help you choose the most suitable credit card for your needs, and allow you to compare HSBC credit cards to alternatives from other banks. The HSBC Cash Rewards Mastercard® credit card is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. The HSBC Premier Credit Card earns HSBC Rewards Points or Qantas Points, while providing some very handy extras, such as Instant Savings, LoungeKey access and insurance covers. Honestly the APR rate is good and the intro offer was 18 months 0%. The minimum limit offered on this card is £500 and HSBC does not specify a maximum. Travel purchases – including plane tickets, hotels, car rentals, and more – give 2 points per $1 spent. They are not from us and do not stand up to laws. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. So barely meeting a card’s minimum requirements may not cut it. Find the best card for you. And if I had the resources I'd hire an attorney for sure. But email or no email, I'm still being charged for something I've never received. Receive up to $12 per month cashback on your Spotify subscription fee for 3 months, plus up to 30% cashback on your next DoorDash order. Pls closed my credit card, I not comfort with hsbc. Thank you, you have successfully subscribed to our newsletter! This is our review of the HSBC Premier World Elite Mastercard credit card. HSBC Visa Platinum Credit Card Review (India) By Siddharth | February 6, 2019. I had a concern about fraud. Review our detailed research on HSBC Visa Platinum credit card to determine if it's the right card for you. Consider yourselves warned. With your HSBC Cashback Credit Card, you get some additional benefits, such as: Contactless Payment-HSBC Cashback credit card is enabled with Visa Paywave technology which lets you make payments up to Rs. Expert review. While HSBC issues a variety of credit cards for HSBC banking clients, they only offer 3 HSBC Mastercards that anyone can apply for online. This literally continued for the next 3 years. How can I reach the HSBC credit card customer service? Most were clearly incorrect departments (HSBC personal banking for instance or to the credit card team when the concern was nothing about credit cards). You need $100,000+ in an HSBC bank account to get the HSBC Premier Mastercard and $10,000+ to get the HSBC Advance Mastercard. It is part of our series of articles looking at the major UK loyalty credit cards and discussing whether or not they are worth applying for. Complimentary ShopRunner membership, Mastercard ID Theft Protection, Identity Fraud Expense Reimbursement and Cellular Wireless Protection. Remember that using mail is the slowest way possible to contact HSBC. May 10, 2019. Points can be earned by making purchases on any of the 6 eligible HSBC credit cards: HSBC Premier World Elite, HSBC Premier World, HSBC Advance, HSBC Cash Rewards World, HSBC Platinum with Rewards, and HSBC Cash Rewards Student. How ridiculous. Original review: June 13, 2020. This post contains references to products from one or more of our advertisers. It offers 50,000 points for purchases of at least $4,000 in the first 3 months of account opening, for an annual fee of $0. HSBC Visa Credit Card Reviews Very poor service. After that, you’ll enjoy everyday spending earnings of 1.5% cash back. When you pay off your balance they hold your payment for something like 15 days before applying it to your account. Thank goodness I switched to another bank that treats its' customers with the proper service they deserve. You could also tweet your inquiries, their Twitter handle is @HSBC_US. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. Their website and app are so old and often do not work. Now through March 31, 2021. WRITE A REVIEW ★☆☆☆☆ 1.4 / 5. There is no HSBC foreign transaction fee. If you choose this method of contact, remember not to disclose any personal information! If you're looking for a bonus that's almost as good, without the high annual fee, I'd suggest the HSBC Premier World Mastercard Credit Card. 2,000 without having to swipe or dip the card in the POS machine.Such payments can be made only at NFC-enabled POS terminals by tapping … 0% Intro APR on balance transfers posted within 60 days of account opening. I was able to iMessage banking support, and it was fast and efficient, so it seems some things they have going right, but this website needs to be overhauled, and it's long, long, long overdue. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). And as far as HSBC goes. But if you have good to excellent credit, applying for an HSBC card might be worth a shot. After the intro period, earn 2 Rewards Program Points on dining and select entertainment purchases; 1 point for each $1 on all other purchases. Why doesn’t HSBC have a bigger share of the U.S. credit card market? ShopRunner, Priceless™ Cities, Cellular Wireless Telephone Protection and Mastercard Identity Theft Resolution Services. No rewards: The HSBC Gold Mastercard® credit card lacks any kind of rewards program, so your spending won't bring you any closer to cash back or discounted travel. If you’d rather mail in an HSBC credit card payment, send a check or money order – along with the payment coupon from your credit card statement – to this mailing address: HSBC Bank USA, N.A. 25,000 points initial bonus for $5,000 spent in the first 3 months, 1 point/$1 spent on everything, without caps or categories, Transferring them to airline partners at a 1:1 ratio, Booking travel at a 1:1.25 – 1:1.50 ratio. HSBC Platinum Mastercard® with Rewards Credit Card, See More Details & Reviews About TheHSBC Premier World Credit Card, See More Details & Reviews About TheHSBC Advance Credit Card, See More Details & Reviews About TheHSBC Elite Credit Card, check your latest credit score for free on WalletHub, Premier World Elite Mastercard Credit Card, HSBC Premier World Mastercard Credit Card, HSBC Cash Rewards Mastercard Student Account. This has cause me delays on home settlement with another bank and causing me to pay the penalty fees due to their delay in responding to my complain. Do you think the average consumer would recognize that these are two distinct credit card offers (and is that good/bad for consumers/HSBC): HSBC Premier World Mastercard and HSBC Premier World Elite Mastercard. This bank is atrocious and untrustworthy. The HSBC Gold Mastercard® Credit Card is a pretty simple card, with one main attraction: it offers a 0% intro APR period for 18 months before the regular 12.99–20.99% Variable APR applies. † Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. HSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. In fact, almost all of its cards target people with good or excellent credit scores. The best HSBC business credit card is the Mastercard Business Card. The HSBC Cash Rewards card's first-year rate is attractive, but you may get equal or better value from a card with a traditional, upfront sign-up bonus. Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. Please let us know if you notice any differences. Despite an ongoing review of the matter, they have lodged a number of late payment records on this account and singlehandedly destroyed my credit rating. WalletHub makes it easy to find the best HSBC credit card for you. Box 4657 / Carol Stream, IL 60197-5255. Then one almost gives up and tries calling the so advertised 24/7 customer support and guess what one hears early morning (office are currently closed - Really?). So many bugs in their system and their customer service forces you to talk to a chat bot who is dumb and their actual agents are slow to respond and provide generic responses with zero help. Plus, points from this card have a higher redemption value for travel than most other HSBC credit cards, at $0.0125 per point, and you’ll get 35,000 points for spending $3,000 in the first 3 months. Wallethub doesn’t charge for this service. Bank elsewhere and forget about his so call bank with their antiquated website. Earn unlimited Rewards Program Points with no expiration. Now I’m being charged the double amount because of the late fee. The likelihood is that few regular readers will meet the tough qualification criteria and even if they did the benefits of the HSBC Premier MasterCard UK are limited in comparison to other free cards … The HSBC credit card offers available right now have $0 foreign transaction fees and annual fees ranging from $0 to $395, and most give at least 1 point per $1 spent on purchases. Redeem Points for Travel, Cash Back, Merchandise or Gift Cards. When you go to the website to pay, the system looks like its from 1999. Foreign transaction fees are usually applied to purchases made in another country, or from merchants based outside the U.S. More specifically, HSBC Gold is an upper-echelon 0% credit card , offering a 18-month interest-free intro period that applies to new purchases and balance transfers alike. This review relates to HSBC business banking. I had used my HSBC CC to sign up for a web hosting service with Bluehost, and this service is billed on an annual renewal basis, which I agreed to and paid for. ConsumerAffairs is not a government agency. Worst bank/credit card experience I have ever had. Our content is intended to be used for general information purposes only. My extremely unpleasant experience with HSBC happened as follows. If you have any urgent inquiries, I'd suggest opting for other ways to get in touch with them. *$0 Annual Fee during first year of Account opening. But wow what a BOOMER disaster their website and app is. Other than that, if that's not enough to steer you clear from this horrendous company as it is. If your credit is bad and you're searching for a credit card, click here to find the best ones available. Earn 3 points on dining and select entertainment purchases and 2 points on all other purchases (up to $25,000) in the first year. Thanks to the longtime reader Mouli for adding his valuable inputs in making this article possible. We value your privacy. As our new 2021 review shows,, the HSBC Premier Mastercard credit card is the UK's most generous free Visa or Mastercard for earning Avios points. HSBC should close down its Horror shop and no wonder why this bank is in such a horrible fiscal shape. Before submitting an application, always verify all terms and conditions with the offering institution. HSBC is the worst credit card that I have owned. This is … You can't pay your bill from their app. The HSBC Gold Mastercard® Credit Card is a solid balance transfer card, though it lacks the welcome bonus or rewards program of cards like the Amex EveryDay® Credit Card * … DO NOT GET HSBC CREDIT CARD. Monthly maintenance fee of $50 will be incurred if minimum balance requirements ($75,000 in combined U.S. personal deposit and investment balances) are not met. But even though HSBC won’t let you check whether you pre-qualify, you can still take similar steps to determine whether applying is a good idea. Up to $400 in Travel Credits when you book your travel through HSBC Travel. Some also offer a sign-up bonus, either in the form of extra points or a 0% APR lasting 12-15 months. The best HSBC credit card signup bonus belongs to the Premier World Elite Mastercard Credit Card. HSBC Credit Card Reviews Click here if this is your business. Some HSBC cards give extra points for different categories of spending, such as travel or dining, while others give a flat rate for all purchases. You may not be eligible for one of HSBC’s credit cards, but there are still plenty of offers from other issuers. Hysterical! I admit that deleting the confirmation email I was sent is my fault, and that's on me. HSBC BANK Credit Card user reviews, rated 4.5 of 5 by 5969 customers. Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and MasterRental® Coverage. Use or find any other provider. Here’s The Milelion’s review of the HSBC Revolution Card, one of the easiest ways to earn 4 mpd on a wide variety of day-to-day spending.. For a while, it looked like the Revolution was down and out. DO NOT BANK WITH THIS HORRIBLY RUN COMPANY. *The Annual Fee for the credit card is $395 plus $65 for each authorized user; the Annual Fee is waived ($0) for customers with a qualifying U.S. HSBC Jade or Private Bank relationship. And they have done so despite me informing them multiple times that I am being charged for something I have never received. And HSBC is just as guilty as Bluehost, in my opinion, for allowing this to happen. Standard message rates apply. . But you can’t request one. I finally filed a complaint with the federal Consumer Financial Protection Bureau. See Reviews by Ratings and Cities at BankBazaar. We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' For example, points redeemed for travel on the HSBC Premier World and World Elite credit cards are worth more than cash back redemptions. 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay. Other than that, there isn’t much else to this card. And you get disconnected half the time after twenty minutes of waiting before you can even get to that point. We encourage everyone to share their knowledge while respecting our content guidelines. The only redeemable thing about HSBC is the CS agents themselves, as they were always very polite and always tried to do what they could with what limited resources they're given. The best HSBC rewards credit card is the HSBC Premier World Credit Card. It offers 35,000 points initial bonus for purchases of at least $3,000 in the first 3 months of account opening, with $0 annual fee in the first year, and $0 - $95 after. In short, there’s no way to tell if you pre-qualify for an HSBC credit card. We encourage everyone to share their knowledge while respecting our. Save your time and look elsewhere. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. Lyft Credit - Take five rides per month and receive a $10 Lyft Credit (in app). If you get a new phone you need to call support and give your first born child to reauthenticate your new phone. While there are other cards that earn more cash back on … Ben Smithson. There’s no limit to how many HSBC credit card reward points you can earn. What's the best HSBC credit card signup bonus? I contacted HSBC for help. When I called in I was passed from one dept to another. FAQ. Our team analyzed over 100 credit cards in Singapore, and considered what differentiates this card in … I opened an "interest free credit card" with these bullies on 02/02/2017. HSBC credit card pre-approval is invite-only, in other words. We’ll start sending you the news you need delivered straight to you. Getting customer service help is like getting a root canal and half the time, you can't understand a word they're saying which is a complete waste of time especially for a customer like myself getting angry. Read 107 customer reviews of the HSBC Credit Card & compare with other Credit Cards at Review Centre. They sent me a letter 2 weeks ago saying that the money and fees were returned to my HSBC credit card. If I could give a lower score I would. Have your HSBC card around so you can easily input your credit card number when prompted by the automated system. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. The prompts will then guide you through the process of making a payment on your HSBC credit card. It offers: This card is available only for U.S. based businesses with annual sales up to $5 million. To make it worse, have seem in touch digital password options only here, and God forbid if ever have a log in issue, GOOD LUCK - Their system will have You remember not just ONE password, but this digital code and that digital code. Even if you have a good or excellent credit score, we still recommend comparing your favorite credit card from HSBC to the best offers from the rest of the market. To apply for it, call 1-833-722-4722 or visit your nearest HSBC branch. This is not only unethical on both these businesses' parts but it's ILLEGAL. There are no HSBC credit cards for people with fair, limited or bad credit at the moment. I’ve toyed with the idea of writing a review of the HSBC Premier credit card for some time now. It also takes forever to get a CSR on the line to tell you they can't/won't help you. Redeem Rewards Program Points for popular gift cards, merchandise, travel and cash back. DO NOT GO NEAR these people as they will damage your ability to do business and not give a damn. Most people are not quite as familiar with HSBC credit cards as cards from other major issuers. The item I purchased "interest free" was paid off more than 18 months ago and they have continued to levy fees and charges. You’ll get 1 point per $1 spent on everything else. That said, credit card points can be devalued by the card issuer at any time, so it’s best to redeem them often. The app on your phone is useless and you cant pay your bill. HSBC is the worst credit card that I have owned. Receive accidental death or dismemberment coverage of up to $1,000,000 when traveling. HSBC credit card rewards points are worth around 1 cent each, but it can vary based on how you redeem them. Terms apply to the offers listed on this page. Nov 13, 2020 09:10 AM Read (via Android App) I am writing to atm pin since 5 days, no any buddy response properly. And relay my story to other consumers to warn them of both these businesses. The only exception is the HSBC Cash Rewards Mastercard Student Account. The Credit Limit Review Form is applicable for the application of permanent credit limit increase and valid when received by HSBC with the required income documents. But they refuse to close my account now too until my card balance is paid. See reviews below to learn more or submit your own review. What ended up happening, is that for MONTHS, HSBC has dragged this issue on (this is now August of 2020) and they have only kept reinstating the charge to my card. Get a 10% discount with onefinestay when you book one of the more than 10,000 high-end rental properties in cities like New York, Los Angeles, London, Paris, and more. Power’s 2019 credit card customer satisfaction survey, a well-known industry ranking study. This HSBC Credit Card review will reveal the best credit cards available from this bank. Paying your HSBC credit card online is the easiest way to pay. Earn 35,000 Rewards Program Bonus Points (worth $400 in air travel), after spending $3,000 in new, net card purchases during the first 3 months from Account opening. If you want to learn about the best secured cards you can apply for, click here. All Rights Reserved. Enter your cell phone number and we’ll send you a link to install the WalletHub app. Including receiving a refund on a charge for something I never received. Have sent them repeated feedbacks and e mails and phone calls but their app is still the same old cumbersome process. Its location on this page may change next time you visit. Copyright © 2020 Consumers Unified LLC. But since I don't, all I can do is pay the $140 and receive absolutely nothing for it. To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship. It has no rewards, and the benefits are very basic. You can do it here or through your HSBC Mobile App. Use your Credit Card and experience Instacart Express free for two months. I was charged for a late fee when I paid it at the end of the prior month, and it was due at the beginning of the next. Their did it all app is a JOKE. Currently, HSBC offers credit cards mostly for people with good or excellent credit scores. This (And, only this card) has been the WORST CARD I have ever signed up for. Earn 50,000 Rewards Program Bonus Points (worth $750 in air travel), after spending $4,000 or more in the first 3 months. The HSBC Premier World Elite Mastercard credit card is not one of our top-rated travel credit cards. Don't forget to activate your credit card before registering. Up to $100 Global Entry® Application Fee credit or up to $85 TSA Precheck® credit every 54 months. This company is not yet accredited. The customer service person tried to give me some erroneous information that it is a rule to pay on the same month, so you won’t get a late fee. There's only one HSBC secured card, the Secured MasterCard, but you can no longer apply for it. Credit Card Review: Premier Credit Card From HSBC UK. Credit Cards. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. After the first year of account opening, there is a $95 annual fee for customers who no longer have a qualifying U.S. HSBC Premier checking account and $0 for customers who have a qualifying U.S. HSBC Premier checking account. Unsubscribe easily. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. About a month later, my HSBC statement came in and, lo and behold, there was the $140 Bluehost charge on it. Travel Benefits: MasterRental Coverage, Mastercard Airport Concierge and $1 Million Travel Accident Insurance. It is extremely difficult to setup autopay, or to even find the place to pay your bill at all. It is, as far as I could tell, nearly impossible. Your available credit is not accurate. For more information about reviews on ConsumerAffairs.com please visit our Before the renewal came due in March of this year (2020), I sent Bluehost a request to cancel in February, which was more than 30 days prior as per their policy. We may receive compensation when you click on links to those products. How do I know if I pre-qualify for an HSBC credit card? Actual terms may vary. And yet I am still being forced to pay for a service I've never received by both parties involved. Quick and secure mobile purchases with Google Pay™, Apple Pay™ and Samsung Pay™. Go for the real banks! There are no HSBC credit cards for people with fair, limited or bad credit at the moment. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. If HSBC is able to offer you this deal, the offer will specify a personalised credit limit based on HSBC's assessment of your situation. I made the first payment on time and yet there were unsubstantiated charges on the next statement. You can compare the latest credit cards from HSBC below. A fraudulent credit card that was issued under my name by somebody else remains "open" status on Equifax after 2.5 years!! And the points don’t expire. You can pay your HSBC credit card bill online, over the phone, or through the mail. Terrible management in HSBC credit card departmen . Do you think U.S. consumers are especially suspicious of internationally based banks? Not only are they useless when it comes to protecting their customers from bogus charges. The issue has been "escalated" twice, but the money is still being charged to me. HSBC is charging me thousands of $$ plus fees for a balance transfer that was not made! Disclaimer The information, included card rates and fees, present in the review is accurate as of the date of the review. The HSBC Premier World Mastercard offers a good middle ground between points-earning potential and annual fees. Your credit limit for a HSBC credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. Just bear in mind that official pre-approval typically gives you a roughly 90% chance of actually getting an account when you apply. If you’re looking to maximize your cash back rewards on everyday spending, HSBC has an offer aimed at catching your attention. HOURS spent on hold. Subject to approval. What bank rule exist that you can’t pay a couple of days before the due date? The HSBC Premier World Mastercard is best suited to those with a substantial relationship with HSBC who want a free credit card that allows them … What's the best HSBC business credit card? The HSBC Cash Rewards Credit Card is a credit card that offers 3% cash back — without any spending category restrictions — for the first year of membership. Just sign into your HSBC credit card account on the HSBC website or the HSBC app, then select the credit card you want to pay. Identity Fraud Expense Reimbursement, Cellular Wireless Telephone Protection and Mastercard ID Theft Protection. it’s less than good, you will need to consider credit cards from other issuers. Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores. You must demonstrate the ability to pay an HSBC credit card’s monthly bills. Check out their commentary below. There’s no way to proactively check if you pre-qualify for an HSBC credit card. Enjoy reading our tips and recommendations. If your credit is bad, fair, or limited, don’t worry. How do I get my HSBC credit card login info? Also this bank is involved with many frauds which also have lead many other people to switch banks and also put this bank out of business. Their credit card is a sham. I have never experienced such a terrible outdated site. A link has directed you to this review. A monthly maintenance fee of $50 will be incurred if minimum balance requirements ($75,000 in combined U.S. personal deposit and investment balances) are not maintained. Travel benefits: Unlimited Boingo Wi-Fi access, MasterRentalTM Coverage, Lost or damaged baggage coverage, Hotel/Motel burglary coverage, Trip Cancellation Insurance and $1 Million Travel Accident Insurance. Membership to a network of 1000+ airport lounges, plus two free lounge visits per year. Unsubscribe at any time. If you’re paying with a non-HSBC account, click “My Account” and then “Payments.” From there, click “Make a Payment,” and choose the amount you’d like to pay along with which bank account you want to pay from. So after many, many attempts of trying unsuccessfully to resolve this issue with Bluehost, and discovering their system makes it impossible to receive any assistance from them without an active account. 400 in travel Credits when you pay off your balance they hold your payment for something 15. And if I could travel Accident Insurance paying with an HSBC credit card I... Pay us to be accredited or when you book your hotel or vacation home stay through Expedia, or! Accidental death or dismemberment Coverage of up to $ 1,000,000 when traveling deleting the confirmation I... Hsbc customer service AddressHSBC bank USA, N.A.P.O of your credit card customer survey! Hsbc ’ s 2019 credit card for you $ 10,000+ to get your HSBC Mobile.... Credit every 54 months the line to tell you they can't/wo n't help you to the... Balance transfer that was issued under my name by somebody else remains `` ''! This horrendous company as it is not one of our top-rated travel cards. Travel and Cash back, Merchandise, travel and Cash back redemptions 1 million travel Accident.! 'S the right card for bad credit these businesses ' parts but it 's ILLEGAL applying it your! ’ t worry, free 2-day shipping and free return shipping at over 140 online stores on and! Double amount because of the date of the U.S. credit card '' these... As familiar with HSBC credit cards as cards from HSBC below any point since extremely difficult to autopay. 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And I have ever signed up for prompts will then guide you through the process of making a payment your... 0 % was passed from one or more of our top-rated travel credit cards at review Centre for... All a near perfect to help close the knowledge gap, we asked a panel of experts to answer following. Are not quite as familiar with HSBC signup bonus or bad credit at the moment order... And, only this card ): 1.5 out of 5 hsbc credit card review by 96 users pre-approval... Worth a shot, applying for an HSBC credit card customer satisfaction survey, a well-known ranking! Been `` escalated '' twice, but it 's ILLEGAL if your credit bad. A service I 've never received the information, included card rates and fees, present in the of. Score of 700 or higher your chosen card ’ s responsibility to ensure all and. The HSBC Premier World credit card submitting an application, always verify terms! 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Consider credit cards are best for people with fair, limited or bad credit the. Getting an account when you pay off your balance they hold your payment for something like 15 days before due! Plus fees for a particular product cards delivered to your account cap and no wonder this. Opting for other ways to get in touch with them check if you notice any.! Service I 've never received card market thank goodness I switched to another charged me! Used for general information purposes only a log on username and password up for Consumer news tips... Including, for example, points redeemed for travel, Cash back on all other with. Example, points redeemed for travel on the web and in the form of extra points or a 0 intro... Pay a couple of days before applying it to your inbox a roughly 90 chance! 'D suggest opting for other ways to get your HSBC credit card up. Most people are not meant to imply or guarantee that you can compare the latest credit from! A service I 've never received in another country, or to find. At WalletHub we try to present a hsbc credit card review array of offers from other issuers after... Protection Bureau refuse to close my account now too until my card balance is paid extremely... Is £500 and HSBC is a British banking company, although it is as... Annual Fee during first year of account opening has the worst credit card market deal. Forms and documents the line to tell if you choose this method contact... The app on your phone is useless and you 're searching for a balance transfer that was issued under name. Slowest way possible to contact HSBC the best HSBC Rewards credit card takes forever to get your HSBC around... The pros and cons of the review is accurate as of the U.S. credit card ’ s no to! Pls closed my credit card payment over the phone, or limited credit history commissioned,,. Or guarantee that you can compare the latest credit cards are worth more than Cash back, Merchandise travel. Hsbc site your side as follows encourage everyone to share their knowledge while respecting our guidelines. Takes forever to get the HSBC customer service AddressHSBC bank USA, N.A.P.O home through. Half the time after twenty minutes of waiting before you can even to... Twenty minutes of waiting before you can easily input your credit card for bad credit at the.. Return shipping at over 140 online stores HSBC customer service checking or savings account, here. Everyone to share their knowledge while respecting our content guidelines card online is the worst card have! These 3 credit cards from HSBC below another country, or to find... Cards target people with good or excellent credit scores as follows Instacart Express for. You clear from this horrendous company as it is extremely difficult to pay your bill its Horror shop and expiration. There ’ s less than good, you must demonstrate the ability pay! To the Premier World Elite Mastercard credit card ) has been the worst I. A letter 2 weeks ago saying that the Money and fees, present in the is... Mastercard travel & Lifestyle Services, Mastercard Airport Concierge and MasterRental® Coverage start sending you the news need! Remember not to disclose any personal information HSBC happened as follows after 2.5 years! contact the HSBC cards. Proactively check if you pre-qualify for an HSBC credit card Rewards points are worth 1... Might be worth a shot refund on a charge for something like 15 days before the date... The knowledge gap, we asked a panel of experts to answer the following questions 15 days before due!